NerdWallet: Smart Money App 13.5.0

The free NerdWallet application offers a comprehensive platform that simplifies personal financial management by enabling users to track, save, and invest effectively.

TRACK

• Provides detailed monitoring of your net worth, expenses, subscriptions, and credit score, offering a clear overview of your financial health and daily transactions.

SAVE

• In partnership with Atomic Invest, the app provides access to their Treasury account, which offers a yield superior to traditional high-yield savings options.

INVEST

• Features access to Atomic Invest’s automated investment account, facilitating passive wealth accumulation through automated portfolio management.

SHOP

• Offers objective ratings and reviews of various financial products, assisting users in making informed purchasing decisions.

NERDY INSIGHTS

• Delivers targeted financial insights concerning credit score, cash flow, and net worth metrics, empowering users to implement smarter financial strategies promptly.

Membership Details: Why consider becoming a NerdWallet+ member for $49 annually?

• Enjoy exclusive benefits including reduced advisory fees—paying 0.18% per year on the Atomic Treasury and Automated Investing accounts, compared to 0.25% for non-members.

Disclosures:

• Review NerdWallet’s privacy policy
• Consult the terms of use
• Learn about NerdWallet+ terms of service
• NerdWallet has partnered with Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to offer investment advisory accounts. NerdWallet receives compensation ranging from 0% to 0.85% of assets under management annually, payable monthly, along with a percentage of interest earned on clients’ cash holdings—a potential conflict of interest.
• Atomic Brokerage LLC provides brokerage services; it is registered with FINRA and SIPC and is an affiliate of Atomic. Further information about Atomic is available at Atomic Invest. Atomic’s background can be verified at FINRA’s BrokerCheck. Neither Atomic Invest nor Atomic Brokerage nor their affiliates function as a bank. Investments are not insured by the FDIC, not bank-guaranteed, and may lose value. Prior to investing, evaluate your objectives along with associated fees and risks.
• Personal Loans offer through NerdWallet’s marketplace are from third-party advertisers; NerdWallet may receive compensation. Loan rates range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates vary based on lender policies and are subject to change without notice. Additional fees such as origination or late payment fees may apply. All offers require approval by the lending institution and are contingent upon eligibility.
• Example: A borrower obtaining a $10,000 personal loan over 36 months at an APR of 17.59% (including a 13.94% interest rate and 5% origination fee) would receive $9,500 upfront, with monthly payments of approximately $341.48, totaling around $12,293 over the loan’s duration.